Maximize Your Refund and Save Big!
Tax season is upon us, and if you’re a gig worker, it’s time to put those miles, expenses, and effort to work for you! Knowing which tax deductions you qualify for can save you hundreds, if not thousands, of dollars. Don’t let Uncle Sam take more than his fair share—learn how to keep more of your hard-earned cash.
Why Tax Deductions Matter for Gig Workers
As a gig worker, you’re considered self-employed, which means you’re responsible for paying your own taxes, including both income tax and self-employment tax. However, you also have access to a treasure trove of tax deductions that can lower your taxable income.
The key? Keeping accurate records and knowing what you can deduct.
Top Tax Deductions for Gig Workers
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Mileage Did you know you can deduct 67.5 cents per mile (2024 rate) & 70 cents per mile (2025 rate) for every business mile driven? Whether you're delivering food or ridesharing, those miles add up fast.
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Vehicle Expenses If you choose NOT to deduct mileage, you can opt to deduct actual vehicle expenses like gas, maintenance and repairs, insurance, depreciation. Keep receipts for everything!
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Supplies and Tools From insulated bags for food delivery; to phone mounts, chargers, and cell phone cases, these are all deductible. Even larger purchases like a new tablet or laptop qualifies if used for gig work.
- Cell Phone and Service Your smartphone is your most essential tool as a gig worker, and you can deduct a percentage of your cell phone bill based on the amount you use it for gig work & personal use. You can also deduct the cost of a new phone if you use it primarily for gig work.
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Apps and Software Subscriptions to gig-related apps and tools are deductible., and if you’re using our Gig Worker Earnings Tracker, you can deduct that as a business expense too!
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Health Insurance Self-employed gig workers may qualify to deduct health insurance premiums. Check with your tax advisor to see if you’re eligible.
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Home Office If you work from home, you can deduct a portion of your rent, utilities, and internet bills. The space must be used exclusively for business work to qualify.
*right click to open image in new tab & save to your phone!
Tracking expenses, mileage, and earnings doesn’t have to be overwhelming.
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Gig Worker Mileage Tracker: Capture every mile with ease.
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Earnings Tracker: Stay on top of your income and expenses.
These tools are designed to simplify your gig life and save you time. Don’t just survive tax season—thrive in it! Rest assured, Greg & I want to help those who may not want a digital tracker. We offer a FREE version of the tracker here. Simply download, print, and track your mileage & earnings daily.
Other Tools You Can Use
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Apps: Platforms like Stride, Everlance, and QuickBooks Self-Employed can automate your tracking.
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Spreadsheets: If you prefer manual entry, Google Sheets or Excel can work too (but why reinvent the wheel when my products are ready to go?).
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Folders: Keep paper and digital receipts organized—you never know when you’ll need them for an audit.
Final Thoughts
Tax deductions are your best friend as a gig worker. By staying organized and proactive, you can keep more money in your pocket. Whether you use our trackers, an app, or your own system, the most important thing is to stay consistent. As always, consult a tax professional to ensure you’re maximizing deductions and staying compliant.
Ready to take control of your taxes and maximize your refund? Start tracking today with my Gig Worker Toolkit. Let’s make tax season the most rewarding time of the year!
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